Collision Physical Damage Coverage is defined as losses you incur when your automobile collides with another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.
Comprehensive Physical Damage Coverage provides coverage for most other direct physical damage losses you could incur, including theft. For example, damage to your car from a hailstorm would be covered under your comprehensive coverage.
Related FAQs
Move to safety if you can, call 911 if anyone is hurt, and notify law enforcement. Colorado law requires drivers to report a crash involving injury, death, or property damage ...
It's strongly recommended. Colorado insurers must offer Uninsured/Underinsured Motorist (UM/UIM) coverage at limits matching your liability coverage, and you can only decline it in writing. Insurance Research Council estimates have ...
No. Colorado has been an at-fault (tort) state since it repealed its no-fault law in 2003. The driver who causes a crash, and their insurer, is responsible for the other ...
