Move to safety if you can, call 911 if anyone is hurt, and notify law enforcement. Colorado law requires drivers to report a crash involving injury, death, or property damage to police right away. During “Accident Alert” periods in bad weather, Denver-area agencies may ask you to exchange information and file a report later if there are no injuries, no alcohol or drugs involved, and the cars can be driven.
Exchange names, driver’s license numbers, insurance information, and vehicle registration with the other driver. Photograph the vehicles, the scene, and road conditions, and get witness contact information. Avoid discussing fault at the scene: under Colorado’s comparative negligence rule, your share of fault reduces what you can recover. See a doctor promptly and report the claim to your insurance company.
Questions about your own policy? Johnson Insurance Agency in Englewood helps families and businesses across the Denver metro area and Colorado compare coverage from multiple carriers. Call us at 303-768-8130.
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