Name: Johnson Insurance Agency
Price range: $$

For Colorado trucking companies running I-25 between Fort Collins and Pueblo, I-76 to Nebraska, or I-70 over Vail Pass and through the Eisenhower Tunnel, insurance is one of the largest operating costs. Technology is changing how underwriters price that risk, and fleets that use it well can stand out.

Electronic Logging Devices

Most interstate carriers must use electronic logging devices (ELDs) to record hours of service. ELD data shows underwriters whether drivers stay within hours-of-service limits, which reduces fatigue-related crashes.

Dash Cameras

Forward- and driver-facing cameras provide objective evidence after a crash. They can quickly clear a driver who wasn’t at fault and help defend against inflated claims, which matters as large jury verdicts against trucking companies keep growing.

Telematics

Telematics systems track speed, hard braking, rapid acceleration, and routes. Fleets that use the data to coach drivers can reduce accidents and show underwriters a measurable safety program.

Colorado Mountain Driving

Steep grades, sudden snow, and high winds make Colorado routes different. From September 1 through May 31, Colorado’s commercial vehicle chain law applies on I-70 between Dotsero and Morrison, and fines for not chaining up when required start at $500, and more if a truck blocks the highway. Documenting chain-up training, weather routing, and runaway truck ramp procedures shows underwriters your drivers are prepared.

What This Means for Your Premium

Share ELD, camera, and telematics programs with your agent at renewal.
Coach drivers using the data, and document the results.
Keep FMCSA safety scores and inspection results clean.

Learn more or request a trucking quote.

Have questions about your coverage? Call Johnson Insurance Agency at 303-768-8130 or stop by our office at 14 Inverness Dr. E, Suite G236, in Englewood. We compare coverage from multiple carriers for families and businesses across the Denver metro area and Colorado.