Local Fargo, North Dakota insurance coverage that fits your needs, with a team that knows your name.
Home, flood, and auto insurance in Fargo, North Dakota
Fargo is North Dakota's largest city, on the Red River across from Moorhead, Minnesota, home to North Dakota State University and Sanford Health.
Red River flooding
The Red River reached a record crest in Fargo in 2009, and the city spent weeks sandbagging. Standard home policies exclude flood, so we quote NFIP and private flood insurance.
Blizzards and frozen pipes
Long, cold winters strain roofs, pipes, and furnaces. We shop homeowners coverage with water damage and roof coverage in mind.
Students and drivers
We write renters insurance for NDSU students and auto insurance for drivers on I-29 and I-94.
Your insurance team for Fargo, North Dakota
We work with Fargo households and business owners, and also serve nearby West Fargo, Moorhead, Horace, Harwood, and Casselton, along with communities across North Dakota.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We don’t just write policies.
Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.
We’ve successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.
"Johnson Insurance Agency exists to protect your family or business through proactive, strategic insurance planning, not just annual renewals."
Since 2001, we’ve dedicated ourselves to protecting families & businesses with personalized insurance solutions built on honesty, education, and care.
Johnson Insurance Agency

Your local advisor in Fargo, North Dakota providing insurance solutions for all your needs.
Insurance services offered by Johnson Insurance Agency.






