Local Fort Collins, Colorado insurance coverage that fits your needs, with a team that knows your name.
Home, flood, and renters insurance in Fort Collins, Colorado
Fort Collins is home to Colorado State University and a historic Old Town, with neighborhoods spreading along the Cache la Poudre River at the foot of Horsetooth Reservoir.
Spring Creek and Poudre River flooding
The 1997 Spring Creek flood killed five people and damaged hundreds of homes and much of the CSU campus. Standard home policies exclude flood, so we quote NFIP and private flood insurance for homes near Spring Creek and the Poudre.
Student rentals and landlords
CSU creates a large rental market. We write renters insurance for students and landlord coverage for owners of rental homes and duplexes.
Foothills wildfire risk
The 2012 High Park Fire and 2020 Cameron Peak Fire burned in the mountains west of town. We shop homeowners coverage for west-side and foothill homes where wildfire scores affect pricing.
Your insurance team for Fort Collins, Colorado
We work with Fort Collins households and business owners, and also serve nearby Loveland, Windsor, Timnath, Wellington, and Laporte, along with communities across Colorado.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
We don’t just write policies.
Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.
We’ve successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.
"Johnson Insurance Agency exists to protect your family or business through proactive, strategic insurance planning, not just annual renewals."
Since 2001, we’ve dedicated ourselves to protecting families & businesses with personalized insurance solutions built on honesty, education, and care.
Johnson Insurance Agency

Your local advisor in Fort Collins, Colorado providing insurance solutions for all your needs.
Insurance services offered by Johnson Insurance Agency.






